Rough Plan but I'm going for it

***When stated "we" and "our" it refers to the company as a whole All in ONE Card. When stated "you", "your", "yours", and "user" it is use interchangeable for consumers who bought or is considering in buying the product. 

All in ONE Card is an application that connects your phone with one card all via a low battery Bluetooth signal. That one card can store all card information such as credit cards, ATM cards, loyalty reward card and even gift cards. Your All in One Card will come with a small device that attach do you smartphone by the earphone plug. Once you have your All in One Card, all you have to do is download the application onto your smartphone and plug the device to your phone. Take a front and back picture of your card and slide the card through the device and now your information is stored to your phone and on your card. You can all as many cards as your hearts’ desire. To use the card, simply of a push of a button displayed on the card, showing what card you want to use, press a lock button, then swipe or tap it away like any other card. Best part of the application? If you forget your card at home, just pay with your phone! With the ALL in One Card application you can also access your cards and pay for merchandise through your phone. The card itself will deactivate when your phone is away from the card within 30 feet.

What is the card?

All in One Card is a digital card that holds all cards information with a touch of a button. On the front screen of the card, users can see what card they are using and see the barcode on the card (if the card does not have a magnetic stripe). There’s also a number pad to put in PIN codes to lock and unlock, activate and deactivate. On the backside, that has a unique identification number, a small square for “tap-in” transactions and a magnetic stripe for swipe transactions.

Note: The unique identification number does not contain personal financial information. It is simple for lost and found. If someone happen to find a lost All in One Card, she/he can simple go on our website, enter the numbers and we will notify the owner.

When someone finds the card and enters the number on our website under lost and found, we will email her/him a printable shipping label to send to us, which we then send to the owner. As a reward to the finder; we will send a coupon for 20% off the All in One Card.

Why use All in One Card?

It’s fast, easy, declutters making it efficiently effective for everyday lifestyle. It the ability to have options for users to use either the just the smartphone mobile deceive or their All in One Card. It lightens the load of users wallets and simplifies the essence of everyday purchases for anyone and everyone has cards. Whether if it’s a credit card, ATM cards, reward card and even gift cards. All in One Card and/or smartphones can replace them all.

Why a card and not just jump straight into mobile application?

Sometimes people are scared of the new innovations of technology. Paying everything with just your phone might sound scary to others who are afraid of change. Then there are other people who need that tangible item like a card to feel “safe”. With the All in One Card anyone can transition from using one card to just using your phone.

Security?

At All in One Card, we understand that security of personal information is important. If you loose your card or step away from users card for more than 30 feet, it will notify you via text-message that you are too far away from the card. It will give you two warnings that it will deactivate and the card can no longer be in use. However, to reactivate the card, just go on the app and enter your own PIN number that you created.

Another security is, all cards such as credit cards and ATM cards have to be under your name only. Users cannot add cards that they do not own (All in One is looking to work with financial-data service that are licensee of the TRUSTe Privacy Program such as Yodlee). Along with password protection, all information will be encrypted so security will be enhanced. However, All in One does not promise that it is immune to security threat, it is meant to improve security for our users as best as possible.

Today, we all know smartphone have some sort of GPS system attached, or at least should. Thus, making it easier to track if you lost your phone or left your card behind than with traditional cards left in your wallet. Stated in the previous section, All in One Card and application will also notify you every time you make a transaction. So if users see something they didn’t buy they can deactivate the card and call their card provider.

What happens when the card is broken?

There will be a three year limited warranty on the card for damages and for the worn off magnetic strip. 

Warranty does not cover water damage or stolen card (follow the Federal Warranty Law code).

How we (the company) make profit?

The card and the plug in device will cost $90 plus shipping. Using your smartphone with the ALL in One application for a purchase will be a 15-cent charge per transactions. Insurance for the card are also available.